The statements made in these documents reflect our interpretations of the eligibility and enrollment rules. You should have a policy in the employee handbook addressing to phone use. Website feedback: Tell us how were doing, Copyright 2023 Washington Health Care Authority, I help others apply for & access Apple Health, Apple Health for Workers with Disabilities (HWD), Medically Intensive Children's Program (MICP), Behavioral health services for prenatal, children & young adults, Wraparound with Intensive Services (WISe), Behavioral health services for American Indians & Alaska Natives (AI/AN), Substance use disorder prevention & mental health promotion, Introduction overview for general eligibility, General eligibility requirements that apply to all Apple Health programs, Modified Adjusted Gross Income (MAGI) based programs manual, Long-term services & supports (LTSS) manual, Medical plans & benefits (including vision), Life, home, auto, AD&D, LTD, FSA, & DCAP benefits. Your email address will not be published. Complete the Acknowledged and Agreed section below, including your signature. (b) Results of each month's batch process checks are available in the Verity web When may a school employee waive enrollment in SEBB medical and when may they enroll in SEBB medical after having waived enrollment? Life, home, auto, AD&D, LTD, & FSA benefits, Overview of prior authorization (PA), claims & billing, Step-by-step guide for prior authorization (PA), Program benefit packages & scope of services, Community behavioral support (CBHS) services, First Steps (maternity support & infant care), Ground emergency medical transportation (GEMT), Home health care services: electronic visit verification, Substance use disorder (SUD) consent management guidance, Enroll as a health care professional practicing under a group or facility, Enroll as a billing agent or clearinghouse, Find next steps for new Medicaid providers, Washington Prescription Drug Program (WPDP), Governor's Indian Health Advisory Council, Analytics, research & measurement (ARM) data dashboard suite, Foundational Community Supports provider map, Medicaid maternal & child health measures, Washington State All Payer Claims Database (WA-APCD), Personal injury, casualty recoveries & special needs trusts, Information about novel coronavirus (COVID-19), Facility, agency, organization, or institution, Billing agent or clearinghouse provider information, Facility, agency, organization provider information. An Employee Handbook is a very important document in the life of any business which hires multiple employees.An Employee Handbook is a document established by the business that outlines the rules, practices, and procedures for employees at the company. 10 0 obj The workplace catchphrase you need to know. They are not specific to any particular Apple Health (Medicaid) program and contain step-by-step processes rather than Apple Health policy details. Policies are also important for communicating company expectations and requirements. Hazen has served in various senior positions for HCA . . How do I notify PEBB that my loved one has passed away? Also read: Best CRM software for 2021. Your use of this site to is subject to our Terms of Use and Privacy Statement. Low and transparent fees. 3 0 obj It includes eligibility requirements, frequently asked questions, examcontent and outline, exampolicies and procedures, and ExamApplication information. What are the primary revisions that should be made to keep up with the most recent employment laws? 2. expand_less. SHRM offers two options. In order to access the scheduler, your computer must use Internet Explorer version 6.0 or higher. HCA Healthcare provides one of the most generous plans offered by any healthcare company or large employer. This handbook provides guidance for positions in the State Personnel System. View all articles. At HCA Healthcare, we take care of our own. Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Current Radiology Technologist in Pensacola, FL, Florida, Current Certified Medical Assistant in Smyrna, TN, Tennessee, Former Registered Nurse in Reston, VA, Virginia, Former Director, Marketing and Public Relations in Saint Petersburg, FL, Florida, Former Accounts Payable in Kaysville, UT, Utah. endobj This includes colleagues covered by a collective bargaining agreement (CBA), unless their CBA permits participation. xK#6h0q]6 >7\W%hpFPc,$~O"xihDc-'f N-":QV-r2p?q[ In 2021, 588 recipients received scholarships totaling more than $2 million. It includes eligibility requirements, frequently asked questions, exam content and outline, exam policies and procedures, and Exam Application information. CEA has developed a Sample Employee Handbook template to assist you in creating your own personalized Handbook ( members: be sure to login to the website to get the member price). Now is the ideal time to pick your New Years goals, and one of them should be revising your employee handbook. The main change for 2021 is the extension of the California Family Rights Act (CFRA). Certain colleagues are not eligible to participate in these programs. 2.1 What are the specific eligibility requirements? A variety of employee education courses can be taken from the comfort of your home. An employee handbook is sometimes called an employee field guide or a staff manual. You can get information 24/7 and paystubs are posted on the Thursday before payday. The CFRA will also allow workers to take leave to care for a broader range of family members than previously permitted. The policies are listed below and the specific provisions are presented in the . @sJ9IL@Zfy85~F$sf3bD5wEtW/ It includes eligibility requirements, frequently asked questions, examcontent and outline, exampolicies and procedures, and ExamApplication information. Weave In Your Brand Tone of Voice Throughout. Preauthorization requirements are only valid for the month published. 2022-Heute1 Jahr. The criteria included in the preauthorization requirements below state how a plan determines when a service, supply, or drug is medically necessary and will be covered. Available to US-based employeesChange location. We Show Up; . doesn't seem right. Keep track of your wages and PTO from this helpful website. endobj The main change for 2021 is the extension of the California Family Rights Act (CFRA). #1: COVID-19 The HCA Hope Fund is an employee-run, employee-supported 501(c)3 charity. UMP is administered by Regence BlueShield and Washington State Rx Services. HCA employees, vendors, affiliated physicians and the general public can make tax-deductible donations to the fund. Workload is tough and is super busy most of the time. Only new hires eligible for sign-on bonus; prior employees have to be separated from Mission for at least 6 months to be re-eligible for sign-on. Learn about HCA Healthcare Paid Holidays, including a description from the employer, and comments and ratings provided anonymously by current and former HCA Healthcare employees. Email. 11-1. The goal of the HCA Hope Fund is simple: to help HCA employees and their immediate families who are affected by hardship. 1. Human Resources (HR) Policies & Procedures Background Investigations (Model Policy) (Formerly HR.OP.002) HR.ER.002 Equal Employment Opportunity for California (Model Policy) (Formerly HR.OP.014 and HR.201) HR.ER.013.FWD.CA Limitations on Employment (Model Policy) (Formerly HR.OP.019) HR.ER.019 Reference Inquiry and Wage Verification Skip to main content. No part of this employee handbook shall be photocopied and distributed to a third party. Sign in 1. 30 years' experience in company health services. wgk}umBU1IAY&aaQ8eHRb. #PositiveImpact #HealthierTomorrows. All information provided through this site, including without limitation all information such as the "look and feel" of the site, data files, graphics, text, photographs, drawings, logos, images, sounds, music, video or audio files on this site, is owned and/or licensed by HCCA or its suppliers and is subject to United States and international copyright, trademark and other intellectual property laws. Here are the 10 must-have items to include in your employee handbook. Available to US-based employeesChange location, Were allowed to take time off but mostly unpaid or PtO was used, I have never used this but I believe you can have up to 3 days, Three days is all that is given for bereavement leave. The PEBB Program and/or medical plans provide SBCs, or notice of how to get one, at different times throughout the year (like when you apply for coverage, renew your plan, or request an SBC . Still, many companies struggle with developing an effective employee handbook. From day one, we start with one goal in mind: preparing you to pass your boards so you can practice the art and science that is nursing. HCA Healthcare Employee Reviews Review this company Job Title All Location United States 3,026 reviews Ratings by category 3.4 Work-Life Balance 3.4 Pay & Benefits 3.2 Job Security & Advancement 3.1 Management 3.3 Culture Sort by Helpfulness Rating Date Found 3,026 reviews matching the search See all 3,170 reviews 1/1/2023. The CFRA will soon apply to smaller employees five to 49 employees and there is no prerequisite that any number of employees be within a 75-mile radius. Assistant Vice President salaries ($107k), Medical Office Specialist salaries ($27k), Director of Business Development salaries ($109k). Q&A With Jane <> $500 referral bonus for all other full time positions; $250referral bonus for all other part time positions. On this page Copyright 1999-2023 C-HCA, Inc.; All rights reserved. 3. Life, home, auto, AD&D, LTD, & FSA benefits, Overview of prior authorization (PA), claims & billing, Step-by-step guide for prior authorization (PA), Program benefit packages & scope of services, Community behavioral support (CBHS) services, First Steps (maternity support & infant care), Ground emergency medical transportation (GEMT), Home health care services: electronic visit verification, Substance use disorder (SUD) consent management guidance, Enroll as a health care professional practicing under a group or facility, Enroll as a billing agent or clearinghouse, Find next steps for new Medicaid providers, Washington Prescription Drug Program (WPDP), Governor's Indian Health Advisory Council, Analytics, research & measurement (ARM) data dashboard suite, Foundational Community Supports provider map, Medicaid maternal & child health measures, Washington State All Payer Claims Database (WA-APCD), Personal injury, casualty recoveries & special needs trusts, Information about novel coronavirus (COVID-19). Copyright 2023 Health Care Compliance Association (HCCA). Glassdoor is your resource for information about the Bereavement Leave benefits at HCA Healthcare. Kaiser Permanente NW preauthorization requirements. Password Reset is an application that helps you unlock or reset your Windows network account, Meditech account password, or HOST system password without calling the Help Desk. The SEBB Program's administrative policies describe how we implement a law or rule affecting participation in SEBB Program benefits. Unless it was revised recently, its most likely outdated. The handbook also includes information on how to renew this two-year . A: The care and improvement of human life is directly connected to the impact humans have on the environment, as well as our understanding of how the environment impacts overall health and well-being. Sustainability means making communities healthier and protecting the environment by implementing sustainable hospital practices, promoting conservation, decreasing waste and exercising environmentally conscious purchasing. <> Call the Verifications Department. HCA HealthcareOne Park PlazaNashville, TN 37203, Telephone: (844) 422-5627 option 1(844) 422-5627 option 1. How do I notify SEBB that my loved one has passed away? Call the Verifications Department to submit a request and make alternate payment arrangements (Visa, MasterCard, Discover, American Express, check or money order). All rights reserved. 1. You should have a policy in the employee handbook addressing to phone use. ICU Nurse here. With over 1000 corporate healthcare clients and over a quarter of a million employer-funded patients visiting us each year, your employees will benefit from: World-leading private hospitals. HCA 401(K) Plan. As we approach another year, California employers should reexamine their employee handbook to ensure that it is up to date. Schedules are posted two weeks prior to the beginning of the next schedule cycle. /U$ppK#Kk)W$d &UIiPiY a41.W)e@[Vpj S:]rt:0uMKL}E{~dyuqYKV.Q[iPTxe4-"v(3fmE}?S&mS[dp| '6 bD$3X;iXiv#IV& Source: All data obtained from HCA Healthcare (CY 2021) HCA Healthcare in the news. Kaiser Permanente WA preauthorization requirements. A 40-year veteran of HCA Healthcare, Hazen was appointed CEO January 1, 2019 after serving as president and chief operating officer since 2016. GGG provides a unique way for all our staff to become informed, involved and politically active. They may have changed from previous months and may change in future months. School districts and educational service districts, Correcting School Employees Benefits Board Organization and contracted vendor enrollment errors, Determining the first day of school for SEBBorganizations, Addendum - Termination due to loss of eligibility or enrollment error: School employee, Addendum - Termination due to loss of eligibility or nonpayment: Self-pay subscriber, Verifying dependent eligibility before enrollment, Use of premium surcharge help sheet and spousal plan calculator tools, Certifying eligibility for a dependent child with a disability who is age 26 or older, Certifying eligibility for an extended dependent child, Addendum: special open enrollment (SOE) matrix: summary of permitted election changes, Election period tolling for applicants with mental or physical impairment or incapacitation, Required appeals related documents when the SEBB Program conducts a brief adjudicative proceeding, Requesting a reasonable alternative for completing wellness incentive program requirements or avoiding the tobacco use premium surcharge, Tobacco as it relates to religious or ceremonial use, Washington Wellness worksite designation program incentive requirements, Accessing SEBB Program salary reduction plan document, Accessing SEBB Program wellness plan document, Correcting School Employees Benefits Board Organizationsand contracted vendor enrollment errors, Addendum: Termination due to loss of eligibility of enrollment error - School employee, Addendum: Termination due to loss of eligibility for nonpayment - Self-pay subscriber, Special open enrollment matrix: Summary of permitted election changes, Continuation coverage reinstatement for subscribers with mental or physical impairment or incapacitation, SEBB Program payment plans for continuation coverage amounts. employee data to Verity on the first (1. st) business day of the month to facilitate batch checking of all current colleagues. Sign in. endobj A qualified employee may take CFRA leave for the following reasons: In addition, under the FMLA, if the two parents work for the same employer, they are simply only entitled for a total number of 12 weeks of leave combined for bonding with a newborn child. Summaries of Benefits and Coverage (SBCs) are required under the federal Affordable Care Act to help members understand plan benefits and medical terms. Ethics & Compliance | HCA Healthcare Ethics & Compliance / Ethics & Compliance / Policies / Ethics & Compliance Back to Policies Ethics and Compliance (EC) Policies & Procedures Policy and Procedure Development EC.001 Internal Handling of Ethics Line Calls (Internal) EC.002 Code of Conduct EC.004 This is the employer's chance to tell you why you should work for them. These differences between the FMLA and CFRA will require a revision to your handbook. 4. 2. The OneHR Portal gives you convenient access to view your paystub (e-stub), update your certifications, HCARewards for insurance, view policies & procedures, make direct deposit changes, address updates, cashing in your PTO and much more. HCA Healthcares leaders are centering their attention on greater sustainability efforts and are committed to the ongoing work supporting our environmental, social and governance (ESG) objectives. You can find the SEBB Program's existing law in chapter 41.05 of the Revised Code of Washington (RCW). To care for a parent, kid, spouse, sibling, grandparent, grandkid, or enlisted domestic partner with a genuine medical issue. T&C Verifications Department Copyright 1999-2020 C-HCA, Inc.; All rights reserved. Page 2 of 24Alberta HCA Exam Candidate Handbook 2021 2. 2 0 obj Netflix employee handbook; Netflix focuses on 10 core values that are laid out in easy-to-digest bullet points on its . The requesting party will be charged a nominal processing fee. The Verity system will check each colleague record against the GSA List, the OIG Sanction Report, and all available state exclusion lists. Correcting School Employees Benefits Board Organization and contracted vendor enrollment errors. DONE! It includes eligibility requirements, frequently asked questions, examcontent and outline, exampolicies and procedures, and ExamApplication information. The PEBB Program and/or medical plans provide SBCs, or notice of how to get one, at different times throughout the year (like when you apply for coverage, renew your plan, or request an SBC). Chick-Fil-A's employee handbook heavily encapsulates the company's many rules of service and expectations. For further assistance contact: 7 0 obj 1. provides custom solutions for your business delivered by highly-effective squads of specialised industry experts and . Finding balance and setting boundaries at work. Colleagues age 50 or older may take additional "catch-up" contributions up to the IRS limit To access the OneHR Portal simply click on the link below and login as you would if you were at work. xVN@}G5[BH!\"&U&1! Care for and bonding with a newborn child. What is a summary of benefits and coverage (SBC)? $9,086. HCA Healthcare One Park Plaza Nashville, TN 37203 Telephone: (615) 344-9551 For further assistance contact: T&C Verifications Department Its common for remote employees to revolve their entire life aro HR-related shows on Netflix are a great way to unwind and reflect on all that goes on in the workplace. 11 0 obj Theres something for every HR Are you ready for a pay raise? Life, home, auto, AD&D, LTD, & FSA benefits, Overview of prior authorization (PA), claims & billing, Step-by-step guide for prior authorization (PA), Program benefit packages & scope of services, Community behavioral support (CBHS) services, First Steps (maternity support & infant care), Ground emergency medical transportation (GEMT), Home health care services: electronic visit verification, Substance use disorder (SUD) consent management guidance, Enroll as a health care professional practicing under a group or facility, Enroll as a billing agent or clearinghouse, Find next steps for new Medicaid providers, Washington Prescription Drug Program (WPDP), Governor's Indian Health Advisory Council, Analytics, research & measurement (ARM) data dashboard suite, Foundational Community Supports provider map, Medicaid maternal & child health measures, Washington State All Payer Claims Database (WA-APCD), Personal injury, casualty recoveries & special needs trusts, Information about novel coronavirus (COVID-19), UMP Consumer-Directed Health Plan (UMP CDHP) (2023), UMP Plus-Puget Sound High Value Network (PSHVN) (2023), UMP Plus-UW Medicine Accountable Care Network (UW Medicine ACN) (2023), UMP Consumer-Directed Health Plan (CDHP) (2023), UMP PlusPuget Sound High Value Network (PSHVN) (2023), UMP PlusUW Medicine Accountable Care Network (UW Medicine ACN) (2023), Whether there are services a plan doesn't cover, What isn't included in a plan's out-of-pocket limit, Whether you need a referral to see a specialist. Employee Handbooks: 10 Must-Have Policies for 2022 Some laws require employers to provide information to employees via a written policy. For medical professionals at HCA Florida West Hospital. s Updated for 2023! Leadership Insights Remove this page and return it to your Branch Manager. HCA Healthcare One Park Plaza Nashville, TN 37203. *The bonus does not apply if the referred employee currently works for a HCA and will be an HCA transfer to Mission. Remove this page and return it to your Branch Manager. Introduction. See the Directory Website for a copy of the policies. Hear from Zo Beck, director of sustainability at HCA Healthcare, as she discusses why this work is so important and what it means to colleagues, patients and community partners in the latest issue of HCA Healthcare Magazine. Glassdoor is your resource for information about the Paid Holidays benefits at HCA Healthcare. I wasn't overly impressed with Bereavement Leave. Any third party logos and/or content provided herein is owned by such third parties and is used by permission herein. It looks like its raining raises in corporate Japan as more and more companies are following in the footsteps of Uniqlo and announci Human Resources (HR) departments have evolved significantly over the past few years. 17 outpatient centres. The payroll policy outlines what qualifies. The following materials (presentations,manuals, and webinars) are for ProviderOne users interested in self-service learning. Provide the company code HCA747 and the employees social security number. Any printed The Company in the arbitration agreement should be defined to include parent, subsidiary and affiliates, as well as current and previous owners, managers, employees, contractors, attorneys, administrators and insurers. Your email address will not be published. endobj Home | HCA - Helping Celebrate Abilities - Johnson City, NY & Endicott, NY Home About Us Our Services Employment Donate Give Today Employment Opportunities Children Services Residential Services Community Support Services Clinic / Therapy Services News and Announcements 1 2 3 4 5 6 7 8 9 10 View All HCA offers a variety of rewarding careers. This handbook provides information you will need to apply, prepare for, and take the CHPC exam. endobj endobj Includes a 100% match on up to 9% of pay (based on your years of service) 19 professionally managed funds. BUY NOW! Provide the company code HCA747 and the employee's Social Security Number. Top. The objective is to make it simply for employees to report workplace harassment particularly with such so many employees working remotely now so they will effortlessly report it inside. Kaiser Foundation Health Plan of Washington. Further, if you have no FMLA/CFRA strategy since you dont have 50 workers, you should have a CFRA strategy in the New Year as long as you have at least five employees. PO Box 280100, Nashville, TN 37228 It's who we are. I dont know what standard times are but feel that is not enough time especially if travel 2020-2021 Employee Handbook.pdf - Google Drive. 3. HCA Healthcares leaders are centering their attention on greater sustainability efforts and are committed to the ongoing work supporting our environmental, social and governance (ESG) objectives. Revised October 21, 2022. %PDF-1.7 The School Employees Benefits Board sets eligibility requirements, approves premiums for medical, dental, and vision plans, and approves the plans that provide health benefits to more than 129,000 eligible employees of the state's school districts and charter schools, as well as union-represented employees of the nine educational service districts. This agreement should also state that the company will bear the costs of the arbitration. This will increase the odds that the issue can be fixed before it gets under the hands of a lawyer or the EEOC. Call the Verifications Department to submit a request and make alternate payment arrangements (Visa, MasterCard, Discover, American Express, check or money order). Copyright 1999-2023 C-HCA, Inc.; All rights reserved. Summaries of Benefits and Coverage (SBCs) are required under the federal Affordable Care Act to help members understand plan benefits and medical terms. The next policy that needs a revision is your rest break policy. Some services or treatments (except emergencies) may require preauthorization before the plan pays for them. Apr. 13 0 obj The fund provides emergency information, referrals and/or financial aid. 36-37-47-104, Pusat Komersil Saujana 1, S2 Height 70300 Seremban . This handbook provides information you will need to apply, prepare for, and take the CHPC exam. But, overall is great. It is important to provide clear explanations so that employees can follow the handbook easily. The introduction of HR technology has revolutionized the way HR departments operate. HCA Healthcare Bereavement Leave 113 employees reported this benefit 3.5 12 Ratings Available to US-based employees Change location Employer Verified Oct 12, 2015 Employee Comments Showing 1-10 of 12 Dec 13, 2022 4.0 Current Director in nullnull They are respectful at the time of need. They govern hours of work, attendance, promotions and transfers, employee grievance process, and several other job-related matters. A: The care and improvement of human life is directly connected to the impact humans have on the environment, as well as our understanding of how the environment impacts overall health and well-being. You should give a phone hotline for grievances if conceivable. Besides, the CFRA no longer contains a key employee exception. Learn about HCA Healthcare Bereavement Leave, including a description from the employer, and comments and ratings provided anonymously by current and former HCA Healthcare employees. <> The handbook also includes information on how to renew this two-year certification. However it did seem it was handled differently in my location by local management than what others were allowed at the facility. Sustainability means making communities healthier and protecting the environment by implementing sustainable hospital practices, promoting conservation, decreasing waste and exercising environmentally conscious purchasing. RN (Former Employee) - Virginia - March 1, 2023. When may subscribers enroll or remove eligible dependents? ***** I have received a copy of the Employee Handbook for ATC Healthcare Services, Inc., and I understand Assistant Vice President salaries ($107k), Medical Office Specialist salaries ($27k), Director of Business Development salaries ($109k). To use it, first create a profile, then follow the prompts to quickly reset or unlock your account. ***** I have received a copy of the Employee Handbook for ATC Healthcare Services, Inc., and I understand The requesting party will be charged a nominal processing fee. Thebenefits booklets, also called certificate of coverage (COC) or evidence of coverage (EOC),are produced by the health plans to provide detailed information about plan benefits and what is and is not covered. This handbook provides information you will need to apply, prepare for, and take the CHC exam. #PositiveImpact #HealthierTomorrows. Explore the trend of creative job titles in the job market and how they are reshaping the way we view and define roles in the workforce. Only complaint is orientation was not that great, but was hired on when COVID was at its peak. (1) A willful violation resulting in displacement of a US worker employed by the employer in the period beginning 90 days before and ending 90 days after the filing of an H-1B petition in conjunction with: (i) A willful violation of the provisions pertaining to wages/working . The CFRA still incorporates the prerequisite that an employee have worked for at least twelve months and for 1,250 hours before the beginning of a protected leave. 3. All Major Holidays as well as well as some additional State Holidays. Based in Nashville, Tennessee, HCA Healthcare and its 275,000 employees provide approximately six percent of all U.S. inpatient hospital services. <>/Metadata 2075 0 R/ViewerPreferences 2076 0 R>> endobj See how we are showing up for our patients, colleagues, communities and country. How do school employees establish eligibility and when does SEBB insurance coverage begin? The HCA Hope Fund is an employee-run, employee-supported 501 (c)3 charity. Kaiser Foundation Health Plan of the Northwest, with plans offered in Clark and Cowlitz counties in Washington and select counties in Oregon. Helpful Report Sep 19, 2022 4.0 endobj This includes disasters, extended illness/injury and other special situations. Learn about HCA's benefits and our healthy work environment. <> If nursing is for you, you're in the right place. Employee Handbooks SHRM offers two options for creating an Employee Handbook for your company: a free sample template, or a premium, customizable online service. The goal of the HCA Hope Fund is simple: to help HCA employees and their immediate families who are affected by hardship. stream Managing provider domains and user accounts, Submitting and reviewing Apple Health (Medicaid) claims, Verifying client eligibility and coverage, Medical Assistance Customer Service Center (MACSC)Online:secure formPhone:1-800-562-3022, Website feedback: Tell us how were doing, Copyright 2023 Washington Health Care Authority, I help others apply for & access Apple Health, Apple Health for Workers with Disabilities (HWD), Medically Intensive Children's Program (MICP), Behavioral health services for prenatal, children & young adults, Wraparound with Intensive Services (WISe), Behavioral health services for American Indians & Alaska Natives (AI/AN), Substance use disorder prevention & mental health promotion, Introduction overview for general eligibility, General eligibility requirements that apply to all Apple Health programs, Modified Adjusted Gross Income (MAGI) based programs manual, Long-term services & supports (LTSS) manual, Medical plans & benefits (including vision), Life, home, auto, AD&D, LTD, FSA, & DCAP benefits.